“Fraudulent” is one of the most common dispute reasons. Despite the name, a fraudulent dispute does not always mean the card was stolen.
In many cases, the camper made the reservation and completed the stay but later disputed the charge. This is sometimes referred to as friendly fraud.
Why campers file fraud claims
A camper may file a fraudulent transaction dispute because:
- They do not recognize the charge on their statement.
- A family member or travel companion made the reservation without telling them.
- They believe they should not have been charged and are attempting to recover the payment.
- Their card was genuinely stolen or used without authorization.
What evidence should you submit?
Your goal is to provide evidence that answers two important questions:
- Did the camper make the reservation and use the service?
- Was the charge authorized?
Show that the camper stayed
Useful evidence may include:
- Signed registration form — A signed form can help show that the camper checked in and agreed to the terms of their stay.
- ID verification — Documentation showing the camper's identity and reservation information.
- Photos of the RV or vehicle on the site — Visual evidence can help confirm that the camper was at your campground.
- Check-in and check-out records — Records showing when the camper arrived and departed.
Show that the camper authorized the reservation
You can also provide:
- Booking confirmation email — Shows the reservation details, dates, and amount charged.
- Emails or text messages with the camper — Communications about the reservation, directions, check-in, or stay can help establish that the camper was involved in the reservation.
Tips for responding
- Lead with your strongest evidence. If you have a signed registration form, include it first.
- Provide multiple pieces of supporting documentation when available. A combination of check-in records, communications, and reservation details can help create a clear picture of what happened.
- Submit your evidence before the deadline. Your exact deadline is displayed in the Disputes tab in your RoverPass account.
- Keep your response factual. Explain what your records show rather than making assumptions about the camper's intentions.
What if the transaction was actually fraudulent?
If your records suggest that the charge may genuinely have been unauthorized, carefully review the available information before deciding how to respond.
For example, if the camper never checked in, the site was never occupied, or there are other indications that the payment may have been unauthorized, you may not have sufficient evidence to successfully challenge the dispute.
🧾 Submitting Your Evidence
Once you choose to challenge a dispute, upload your evidence to the form linked in the email you received before the deadline shown. This is your only opportunity to communicate with the card issuer—no back-and-forth is allowed.
Alongside your documents, it's essential to provide a clear, concise, and factual explanation of the situation.
This written statement should:
Summarize the key facts of the transaction
Explain why the dispute is invalid
Help the card issuer understand your position quickly and easily
Think of it as telling your side of the story—keep it professional, objective, and backed by evidence.
Make sure your submission is:
Clear and easy to read
Relevant to the reason for the dispute
Well-documented with supporting files (PDFs, images, screenshots)
Related articles
- How the Payment Dispute Process Works — Learn about the dispute timeline, deadlines, and what happens after a camper files a dispute.
- How to Prevent Payment Disputes — Learn how to reduce the risk of disputes and chargebacks.
- How to Submit Evidence for a Payment Dispute — Learn what evidence to provide and how to submit it.
- How to Handle a Payment Dispute — Check this article, if you've determined that the camper should receive a refund.
Still Need Help?
If you have questions or need support with a specific case, reach out to our Customer Success team. We’re here to help.